Some Features of MICR Cheque

The abbreviation for magnetic ink character recognition is MICR, which is a recognition technology based on characters printed with magnetic ink or toner and processed by magnetization and magnetic induction. MICR characters are information printed on the document, so the code line information can be captured by magnetic recognition. This technique is used in checks to make them safer. MICR characters are information printed on the document, so the code line information can be captured by magnetic recognition. Special inks that are sensitive to magnetic fields are used to print certain characters on the original document.

Some characteristics of MICR cheque are:

Paper standard: The paper on which MICR checks must be CBSI (clearing bank Specification 1 or clearing bank standard 1)

Security standards: As an enhanced security measure, MICR cheques have added some special features.

Watermark: You can see the bank’s watermark in the MICR cheques.

Microprint: Microprint is used as an enhanced security measure.

Magnetic ink: Magnetic ink is used to avoid counterfeiting.

Invisible ultraviolet fluorescent lamps: Invisible ultraviolet fluorescent lamps are an extra step to avoid counterfeiting.

Chemical sensitivity: Special chemical sensitivity helps to detect counterfeit products.

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